The festive season has arrived, and we are all thankful. After two years of being indoors and only able to partially shop outdoors, festive sales seem like a blessing. Shopping these days is not only a necessity but also a pleasure we like to indulge ourselves in. With Mega sales like Amazon Great Indian Festival, Myntra Big Fashion Festival, Flipkart Big Billion Days, Ajio Sales, Tata CLiQ, etc it’s hard to stay away

Flipkart Big Billion Days Sale

We often wait all year for the festive season to save money and make our big-ticket purchases, only to get caught up in the festive frenzy and overspend. It’s tempting to get carried away with the festive season’s attractive offers and jubilant atmosphere, but a smart shopper must remain vigilant.  Follow these simple tips to become a smart e-shopper before pressing the ‘Buy Now’ button.

The Oldest Tip in the book – Set a Budget

It is always advised that shoppers create a budget as the starting point for any shopping. So, when it comes to festive spending, make a budget for all of your expenses, small and big. Make a budget and aim to stick to it, regardless of sale offers. This is relevant for both monthly and annual expenses. You must spend on your regular essentials, but you must avoid impulse buys, especially when using a credit card.

Start creating a budget for big purchases such as painting the house or purchasing furniture, jewellery, or white goods. Then add in minor expenses like clothing purchases. Be as specific as possible while remaining conservative. You might also establish a list of people for whom you want to buy gifts, then decide which things to buy and how much each or all of them should cost individually and collectively. You might include one or two more in case of unexpected guests.

Shop at the Right Time

While Festive shopping can be the best time to buy household essentials, upgrade your electronics, and do some house repairs, we don’t recommend you to shop for automobiles. As you can get better discounts on cars at the end of the year because it means the next year’s date of registration, which will get a better price in a resale.

Month-end and year-end sales are also ideal times to go on a shopping frenzy because companies are under pressure to achieve sales goals and are more likely to sell products at a higher discount. Shopping at the right time simply implies to the Festive Sales held by E-commerce giants like Amazon, Myntra, Flipkart, etc.  Many big high-street brands offer sales at specific times throughout the year where you will almost always find discounts.

Cash Vs Card Payments

Before becoming completely acquainted with the notion of online shopping, first-time online shoppers may want to opt for cash on delivery. This way, shoppers are sure that they are only paying for the product after they have it in their hands. If you’re an experienced shopper, paying with credit cards is preferable because there are usually fantastic offers on purchases made using cards. Also, when shopping with a credit card, points may be accumulated and then redeemed for future purchases.

However, we all are aware of the high rate of interest on credit card purchases. If you don’t have the discipline to keep track of your credit card usage, don’t use it. Pay with a wallet or a debit card, if possible, as there are offers on them as well. Reduce your credit card usage or only use it for an amount you know you’ll be able to pay off before the next due date.

Check for Exchange and Return Policies

You’ve set a budget for your festival shopping, you have stuck to it, and are pleased with your foresight. What if, on the other hand, the purchased item has a fault or is broken? The job of returning or exchanging a product, or even buying a replacement since the seller does not accept exchanges, simply adds to the list of tasks in the midst of festival preparations.

As a result, verify the exchange or return policy before purchasing anything. Even on online stores, while the returned product may be picked up the same day, the replacement may take a few days, if not longer, to arrive.

Opt for EMI Option

In the case of high-priced products such as mobile phones and other durable goods, several companies offer no-cost EMI options. Customers can pay for the product in EMIs rather than in one single payment under this offer. The scheme’s most appealing feature is that there is no cost associated with using it.

Let’s say you’re spending Rs 32,000 on a refrigerator. Customers can choose a 6-month no-cost EMI option instead of paying the entire price upfront. They just have to pay Rs 5333 each month for a period of six months without any interest. Today, most mega sales offer you No-cost EMI Options like Flipkart Big Billion Days Sale, Amazon GIFS, Myntra BFF etc.

Compare Prices

Often, cheaper alternatives to what we want to buy are available, but we end up choosing the more costly one because we did not prepare well. Make a list of what you want to buy at the festive sale and then look for less expensive alternatives.

If you prefer a certain branded item, for example, check its costs on several online sites and then select the best offer. If you’re looking for non-branded or customised products in quantity, look into wholesale markets.

Cash-in the Cashback

These are one of the most common offers made by online shopping companies to encourage customers to buy. While you might only be getting back a small amount, it is better than no returns. The shopper receives a percentage of the product’s cost, or a flat amount refunded under cashback, as the term implies.

The maximum limit, minimum expenditure, and effective date are the important factors to look for when getting the benefit of a cashback offer. There are even other ways to earn cashback during sales like Amazon Great Indian Festival, Flipkart, Myntra, etc through cashback sites

Shopping online during the festive season could be a bit overwhelming because you’re flooded with offers everywhere you look. It’s pointless to waste money on something you don’t really want because it’s affordable. Remember that shopping smart goes beyond just the price tag!

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